How to Apply for PAN Card Online at Home: If you are planning to open a bank account, apply for a job, file your income tax return, invest in mutual funds, or even do many common financial tasks in India, one document becomes extremely important and that is PAN Card. In fact you can use this PAN Card as an identity card in the exam centre.
PAN Card applications used to feel confusing earlier because people had to visit offices, stand in long lines, and have to fill form 49. But today, things are much easier. You can apply for a PAN Card online from your home using your mobile phone or laptop.
Today in this article, I’ll explain the full process of applying for a PAN Card online in a simple and friendly way, so even a first-time applicant can apply without facing any difficulties.
How to Apply for PAN Card Online
What is a PAN Card?
PAN stands for Permanent Account Number. It is a unique 10-digit alphanumeric number (example: ABCDE1234F) issued by the Income Tax Department of India.
A PAN Card helps the government to track financial transactions and is used as a valid identity proof in many places as I mentioned before.
Why Do You Need a PAN Card?
PAN Card is required for many important activities, such as:
- Filing Income Tax Return (ITR)
- Opening a bank account
- Applying for a credit card
- Taking loans like home loan / personal loan
- Investing in mutual funds and stock market
- Doing high-value transactions
- Joining a job (especially private sector salary accounts)
- Buying or selling property in certain cases
In short, PAN is not only for taxpayers. Even students and freshers should have it early.
Who Can Apply for a PAN Card Online?
You can apply for a PAN Card online if you are:
- Indian citizen (individual)
- Student (18+ or minor PAN also possible)
- Salaried employee or job seeker
- Business owner / freelancer
- Anyone who needs PAN for banking and KYC
Things You Need Before Applying (Checklist)
You need to have few things before starting the online application, keep these things ready such as:
1) Aadhaar Card: Aadhaar makes the PAN application process faster and easier.
2) Active Mobile Number: If you want instant verification, then you need an active mobile number which is linked with your Aadhaar Card so that you can receive OTP.
3) Email ID: If you have a valid Email ID then you will get the PAN Card application status and e-PAN Card updates on that email.
4) Basic Personal Details Make sure you know your:
- Full name (as per Aadhaar)
- Date of birth
- Address details
5) Payment Option For making a PAN Card you need to pay ₹101 as an application fee. You can pay this fee using:
- UPI
- Debit card
- Net banking
- Credit card
Step-by-Step Process to Apply for PAN Card Online
There are two government-authorized portals where you can apply for PAN Card online:
Both the websites are safe and official. The steps are almost similar in both websites. Let’s understand the full process step by step.
Step 1: Visit the Official PAN Application Website
Open the official PAN application portal on your browser. Choose the option for:
✅ New PAN Card Application
If you already have PAN and only want changes, then select:
✅ PAN Correction / Update
Today in this article, we will focus on a new PAN application.
Step 2: Select the Correct Application Type
You’ll see different options like:
- Indian citizen (Individual)
- Foreign citizen
- Company / firm / trust
For most people, the right option is:
✅ Individual (Indian Citizen)
Step 3: Fill in Your Basic Information
Now the form will ask for details such as:
- Full Name (First, Middle, Last)
- Date of Birth
- Gender
- Mobile Number
- Email ID
👉 Make sure your name and DOB exactly match with your Aadhaar card. Even a small spelling mistake can delay the process. After submitting the form you will receive a temporary token number. Keep that token number safe because it will help you in the further application process.
Step 4: Choose e-KYC Option (Recommended)
Most applicants today choose the Aadhaar-based process because it is faster.
Best option: Aadhaar-based Online PAN Application
This helps in completing the application quickly with minimal document uploading.
Step 5: Enter Aadhaar Details and Verify OTP
Now you will be asked to enter:
- Aadhaar Number
- OTP (sent to Aadhaar-linked mobile number)
Once you verify the OTP, your identity details may get auto-filled from Aadhaar.
This makes your application smoother and reduces mistakes.
Step 6: Fill Address and Communication Details
Now enter your communication address, including:
- House number / street
- Area
- City
- State
- Pin code
If your address is the same as Aadhaar, select that option to avoid confusion.
Always double-check the pin code because the wrong pin code may delay the delivery process.
Step 7: Select PAN Card Delivery Type (Physical + e-PAN)
You usually get two options: e-PAN only (digital PAN PDF) and Physical PAN card + e-PAN (recommended)
If you choose the physical card option, it will be delivered to your address by post.
Most people prefer both Physical PAN card + e-PAN. because:
- e-PAN is useful immediately
- physical card is helpful for offline use
Step 8: Upload Photo and Signature (If Required)
Depending on the method you choose, you may need to upload:
- Passport size photo
- Signature image
- Identity/address proof (in some cases)
If you choose the Aadhaar-based Online PAN Application then it will fetch the Aadhaar Card photograph to your PAN Card.
Upload clear images only. Blurred or unreadable files can cause rejection or delay.
Step 9: Make Online Payment
After completing the form, the portal will show the application fee. Pay the fee using:
- UPI
- Debit card
- Net banking
- Credit card
Once payment is successful, you will receive the Acknowledgement Number / Application Number. Save the number or take a screenshot because it will help you to track your PAN Card status.
Step 10: Submit the Form and Keep Confirmation Safe
After submission, you may get:
- Confirmation email
- SMS update
- Acknowledgement receipt (downloadable)
Some portals allow you to download your completed application summary as well.
Keep this confirmation safe until the PAN Card is delivered.
Difference Between Physical PAN Card and e-PAN Card
| Feature | Physical PAN Card | e-PAN Card |
|---|---|---|
| Format | Plastic card (printed PAN card) | Digital PDF file |
| Delivery Method | Delivered to your address by post/courier | Available online for download |
| Time to Receive | Usually 7 to 15 days | Usually 1 to 3 working days |
| Use Case | Useful for offline verification and physical submission | Useful for instant use and online verifications |
| Validity | Completely valid for all official purposes | Completely valid for all official purposes |
| How to Carry | You can keep it in wallet/purse | You can store it on mobile or email |
| Risk of Loss | Can be lost or damaged physically | Can be saved and re-downloaded anytime |
| Best For | People who want a hard copy card for regular use | People who want quick access and fast verification |
How to Check PAN Card Application Status Online
After applying, you can check your PAN Card status anytime using:
- Acknowledgement Number
- Date of Birth
Common status messages include:
- Application submitted successfully
- Under processing
- Approved
- Dispatched
- Delivered
If your PAN is approved, your e-PAN may also be available for download.
How Many Days Does It Take to Get the PAN Card?
If we talk about the timeline then we can find the Physical PAN Card takes 7 to 15 days to get delivered. However it may depend on location & delivery process. The e-PAN Card is usually generated within 1 to 3 working days as per the official website. But it will be generated within a few hours after applying.
Common Mistakes to Avoid While Applying Online
Many applicants face delays because of small mistakes. Try to avoid these mistakes such as:
- Wrong spelling in name or father’s name
- Date of birth mismatch with Aadhaar
- Wrong mobile number/email ID
- Entering incorrect address or pin code
- Uploading unclear photo/signature
- Not saving acknowledgement number
Tip: Before final submission, check all the details carefully.
What to Do If You Don’t Receive Your PAN Card?
If you don’t receive your PAN within 15 days:
- First check the application status online
- If it shows “dispatched”, wait 2–3 more days
- If it shows “rejected”, check the reason and reapply with correct details
- Contact support from the same portal you used
Sometimes delivery can be delayed due to address issues or local courier problems.
Benefits of Applying PAN Card Online
Applying online is the smartest option because:
- No need to visit any office
- Easy form filling from mobile
- Quick Aadhaar OTP verification
- Faster approval process
- You can track status anytime
- e-PAN is available quickly
- No need to pay extra money in the cyber cafe.
Online PAN application is perfect for students, job seekers, and working professionals.
Final Words
Applying for a PAN Card online is no longer difficult. If you have your Aadhaar card, a working mobile number, and a valid email ID, you can finish the process in a short time without any confusion. Just fill in the correct details and upload clear documents. Once your PAN Card is issued you can enjoy all benefits.
FAQs (Frequently Asked Questions)
-
Can I apply for PAN Card online from my mobile?
- Yes, you can apply for a PAN Card online using your mobile phone. You just need a stable internet connection, Aadhaar details, and an option for online payment.
-
Is Aadhaar mandatory for online PAN Card application?
- Aadhaar is not mandatory in every case, but Aadhaar-based e-KYC makes the application process much faster and easier. If your Aadhaar Card is linked with your mobile number, OTP verification becomes simple.
-
How much time does it take to get PAN Card after applying online?
- Generally, e-PAN is issued within 1 to 3 working days, and the physical PAN card may take 7 to 15 days depending on delivery location.
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Can students apply for PAN Card online?
- Yes, students can apply for PAN Card online. It is helpful for opening bank accounts, internships, and future financial needs. Both adults and minors can apply as per rules.
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What should I do if my PAN application gets rejected?
- If your PAN application is rejected, check the rejection reason in the status section. Usually, it happens due to incorrect details, mismatch with Aadhaar Card, or unclear document uploads. You can correct the details and reapply.
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How can I track my PAN Card application status?
- You can track your PAN application status online using your acknowledgement number and date of birth on the same portal where you applied.
-
What if I entered the wrong details in my PAN application form?
- If you entered wrong details, you may face delays or rejection. If PAN is already generated with incorrect details, you can apply for PAN correction/update online.
-
Will I get PAN Card if my address is different from Aadhaar?
- Yes, you can still apply, but you must enter the correct communication address carefully. Wrong address or pincode can delay physical PAN delivery.



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