Punjab & Sind Bank LBO Recruitment 2025: Punjab and Sind Bank has released a notification for the recruitment of Local Bank Officers in JMGS I. It is good news for the candidates who are preparing for banking jobs. Graduate candidates with a minimum of 18 months of experience are eligible for this LBO recruitment. There are a total of 750 vacancies in this recruitment. Therefore, eligible and interested candidates can apply online for this recruitment from 20th August 2025. In this article, we have provided all the important information about this Punjab and Sind Bank LBO recruitment. However, for more detailed information, candidates should read the official notification.
Punjab & Sind Bank LBO Recruitment 2025
Quick Summary
| Job Title | Local Bank Officers (JMGS-I) Recruitment |
| Total Vacancy | 750 |
| Application Dates | 20.08.2025 to 04.09.2025 |
| Official Website | https://punjabandsindbank.co.in/ |
A Deeper Look at the Role
As a Local Bank Officer at Punjab & Sind Bank, you'll be responsible for handling various banking operations at the branch level. Your daily duties will include customer service, account management, loan processing, cash management, and implementing bank policies. You'll work in a dynamic environment that requires strong interpersonal skills, financial acumen, and the ability to handle multiple tasks efficiently. The role offers the opportunity to work closely with diverse customers and contribute to the bank's growth in your assigned state. You'll need to be proficient in the local language of the state you're applying for, as you'll be interacting with customers who prefer communicating in their regional language.
Career Path and Salary
Selected officers will be appointed on a regular basis in JMGS-I scale with pay scale of ₹48480-2000/7-62480-2340/2-67160-2680/7-85920. Additionally, LBOs will join at initial scale of pay for JMGS-I + 3 increments in scale of pay as per Joint Note applicable at time of recruitment process. Increments for acquiring qualifications like JAIIB and CAIIB will be protected. Officers will receive DA, HRA/Leased Accommodation (as per scale and location), CCA, Medical benefits, LTC, Terminal Benefits and other perquisites as per prevailing rules. The career progression follows the bank's general cadre promotion policy, with opportunities for advancement to higher grades over time.
Important Dates for Punjab & Sind Bank Recruitment
As we mentioned above, Punjab and Sind Bank has invited applicants for the recruitment of Local Bank Officer. If we talk about all the important dates of this recruitment, then we can say the online application has started from 20th August 2025 and will continue till 4th September 2025. Other important dates are not given in the official notification, like the admit card releasing date and examination date. However, it is mentioned that the online examination will be held in October 2025, but the exact date is not given. Therefore, candidates should check the official website regularly for further updates.
| Event | Date |
|---|---|
| Application Start Date | 20 August 2025 |
| Last Date to Apply | 04 September 2025 |
| Online Examination | October 2025 |
Punjab & Sind Bank Vacancy Details
As we mentioned earlier, there are a total of 750 vacancies in this recruitment, in which Andhra Pradesh has 80, Chhattisgarh has 40, Gujarat 100, Himachal Pradesh 30, Jharkhand 35, Karnataka 65, Maharashtra 100, Odisha 85, Pondicherry 5, Punjab 60, Tamil Nadu 85, Telangana 50, and Assam has 15 posts. However, for category-wise vacancy details, candidates must read the official notification.
| State | Total |
|---|---|
| ANDHRA PRADESH | 80 |
| CHHATTISGARH | 40 |
| GUJARAT | 100 |
| HIMACHAL PRADESH | 30 |
| JHARKHAND | 35 |
| KARNATAKA | 65 |
| MAHARASHTRA | 100 |
| ODISHA | 85 |
| PUNDICHERRY | 5 |
| PUNJAB | 60 |
| TAMIL NADU | 85 |
| TELANGANA | 50 |
| ASSAM | 15 |
| Total | 750 |
Eligibility Criteria
If we talk about the eligibility criteria of this recruitment, then we can say an Indian is eligible for this recruitment. However, a subject of Nepal and Bhutan, or a Tibetan refugee who came before 1st January 1962, is also eligible for this recruitment. Other criteria like educational qualification, experience, and age limits are given below. Candidates must read them properly and decide whether they are eligible or not for this recruitment.
Education Qualification: Candidates must have a graduation degree in any discipline from a university recognized by the Government of India, or any equivalent qualification recognized as such by the Central Government, to be eligible for this recruitment.
Experience: Candidates need to have work experience of 18 months or more in the Officer cadre in any Public Sector Bank/Regional Rural Bank on a regular basis for this recruitment.
Age Limit (as on 01.08.2025): The age limit of a candidate should be between 20 to 30 years. However, age relaxation will be given as per the government rules, such as 5 years for SC/ST candidates, 3 years for OBC (Non-Creamy Layer) candidates, 10 years for PwBD candidates, 5 years for persons affected by the 1984 riots, and 5 years for Ex-Servicemen. For more detailed information, read the official notification.
Application Fee
Candidates who are thinking to apply for this recruitment have to pay application fees. General, EWS & OBC candidates have to pay ₹850 as the application fees, while SC, ST & PWD candidates have to pay ₹100 as the application fees. Candidates also need to pay other applicable taxes and charges with the application fees. Once the application fee is paid, it will not be refunded. For more detailed information, read the official notification.
| Category | Fee |
|---|---|
| SC/ST/PWD | ₹100 + Applicable Taxes + Payment Gateway Charges |
| General, EWS & OBC | ₹850 + Applicable Taxes + Payment Gateway Charges |
Selection Process
If we talk about the selection process of this recruitment, then we can see there are six stages. At the first stage, candidates have to appear for a written examination. Then screening will be held on the basis of this written examination. Candidates who qualify in the written test will be called for a personal interview. The final merit list will be prepared on the basis of the written test and personal interview. Then, candidates have to appear for a language proficiency test. In this test, it will be checked whether candidates have the ability to read, write, and understand the local language. However, candidates who produce a 10th or 12th standard mark sheet/certificate evidencing that they studied the specified opted local language of the applied state as one of the subjects will not be required to appear in the proficiency language test. For more details, read the official notification.
- Written Test
- Screening
- Personal Interview
- Final Merit List
- Proficiency in Local Language Test
- Final Selection
Exam Preparation Strategy
The Punjab & Sind Bank LBO (Local Bank Officer) written exam is an online objective test of 120 marks / 120 questions in 120 minutes covering English Language, Banking Knowledge, General/Economy Awareness and Computer Aptitude. The selection process includes the written test, interview (personal interaction), and a local language proficiency / verification stage; final merit usually gives heavier weight to the written exam (written : interview ≈ 70:30).
Key quick facts: 120 Q, 120 marks, 120 minutes; four sections (English 30, Banking 40, General/Economy 30, Computer Aptitude 20). Minimum sectional qualifying marks and overall cut-offs are applied (relaxation for reserved categories as per notification). 0
Daily routine (sample — tailor to your current level)
Morning (6:00–9:00) — Concept & practice: 60–90 minutes on Banking Awareness (read & note important topics) + 60–90 minutes on Quant/Reasoning practice (short focused drills).
Midday (11:00–13:00) — English: reading comprehension + grammar + vocabulary exercises (30–45 mins), then Computer Aptitude basics (30–45 mins).
Afternoon (15:30–17:00) — Mock/sectional practice (alternate days): timed mini-tests (20–40 mins) for speed & accuracy.
Evening (19:00–21:00) — Current affairs / General Awareness: read 2–3 focused news summaries, revise your fortnightly CA notes; end with error analysis from today's mocks (30 mins).
Night (21:30–22:00) — Quick revision: revise 10–15 banking facts or formulas learned today; sleep early for retention.
Weekly routine (structure & focus areas)
Monday — Banking fundamentals deep-dive (accounts, RBI functions, types of loans, KYC, NBFCs) + 1 short sectional test.
Tuesday — Quantitative/Reasoning practice (topic: simplification, ratio, percentage, data interpretation) + vocabulary session.
Wednesday — Computer Aptitude (MS-Office, basics of OS, networking) + current affairs revision.
Thursday — English intensive (RC, para jumbles, error spotting) + mock sectional under time limit.
Friday — Full-length mock (120 Q, 120 mins) under exam conditions + post-mock analysis.
Saturday — Weak-topic remediation (use mock analysis to pick 2 weak topics) + 30–45 min banking quizzes.
Sunday — Light review, catch-up, and weekly consolidation notes; relax in the evening to avoid burn-out.
Best books & resources (subject-wise)
Banking Knowledge / Banking Awareness — “Banking Awareness” by Arihant or Disha (concise), RBI & SEBI basic circulars, latest Economic Survey summary, and month-wise current affairs compilation focused on banking topics.
General / Economy / Current Affairs — Lucent’s General Knowledge (for static topics), monthly current affairs capsules (BankersAdda / Oliveboard / PIB summaries), and a one-page daily notes file you update every day.
English Language — “Objective General English” by S.P. Bakshi / Arihant, plus daily reading of editorials (The Hindu/Indian Express) and practice RC sets from banking mock series.
Quantitative / Reasoning — R.S. Aggarwal (select chapters), “Magical Book on Quicker Maths” by M. Tyra for speed techniques, and sectional practice sets from established bank-mock providers.
Computer Aptitude — Basic computer fundamentals notes (Freshersnow / Oliveboard style compendiums) covering MS-Office, OS, shortcuts, internet & basic cyber security terms.
Mock tests / Test series — Enroll in a reliable bank-test series (Oliveboard, Adda247, Testbook or local coaching) for timed full-length mocks and sectional timed tests.
How to give mocks and how to analyse them (step-by-step)
Before the mock: Simulate the exact exam conditions — 120 mins, no interruptions, phone on silent, timing device ready.
During the mock: Use a time-plan: first 20–25 mins for easy/high-score questions (English + simple banking), next 60–70 mins for Quant/Reasoning & DI, last 20–25 mins for Computer questions and review. Mark doubtful Qs, don’t get stuck.
Immediate post-mock (within 30 mins): Note down your time distribution, questions you wasted time on, and 3–5 takeaways (e.g., “slow on DI”, “missed easy grammar”).
Detailed analysis (next study session):
Classify errors: conceptual, silly mistake, calculation, time-pressure, or misread question.
Create a “mistake log” table with: Question, Topic, Mistake type, Correct approach, Action (video/book/topic to revise).
Every week, revisit the mistake log and solve 15–20 mixed questions from logged topics to ensure error doesn’t repeat.
Progress tracking: Keep a simple spreadsheet with mock score, sectional accuracy, time spent per section and percentile (if provided). Aim for steady improvement — small +5–10% gains weekly are good.
Time management tips for the exam day & preparation
Adopt the “first-pass easy, second-pass tough” strategy in the actual exam: solve high-confidence questions first to secure marks fast.
Use rough sheets to do quick eliminations for English RC and to sketch DI — don’t attempt full calculations for every DI option; eliminate options smartly.
For preparation: block time in your week for full mocks (1 full mock per week initially, 2 per week in the last 6–8 weeks). Increase sectional timed practice as the exam approaches.
Keep a fixed “revision hour” daily — the hour where you only revise notes and mistake log (no new topics).
Last 30 days plan (concentrated)
Days 30–20: Finish remaining syllabus fast — 3 full mocks per week, and thorough analysis after each.
Days 20–10: Focus on weak sections from mock analysis; do sectional timed tests (English+Banking+GA+Computer). Reduce learning new topics.
Days 10–1: 2 full mocks max per week, daily quick revision of banking facts & current affairs, light practice for quant shortcuts, ensure good sleep & health.
Interview & Local language proficiency — quick prep
Prepare a crisp introduction (education, short work/Internship summary, why bank, why LBO). Practice 10–12 common HR & banking questions out loud.
Brush up on branch-level banking operations, KYC, AML basics, and recent bank news — interviewers often ask practical banking scenarios.
For local language: ensure you have documentary proof (10th/12th with local language) or practice the standard conversational & banking-related phrases used in branch interactions.
Quick checklist & final tips
Create one A4 “cheat-sheet” of banking facts, important dates, formulas, and DI shortcuts for last-week revision.
Maintain a mistake-log and revise it weekly — this beats re-solving random new questions all the time.
Health matters: sleep 7–8 hours, short walks, eye breaks during long study sessions; steady progress > cramming.
Follow official notification/website and major exam portals for any updates to pattern or dates; exam pattern used here is based on the 2025 notification and standard published details.
Exam Pattern
If we talk about the exam pattern of this recruitment, then we can find that a candidate will get 120 minutes to answer 120 questions. The maximum marks of this exam are 120. It includes four sections such as English Language, Banking Knowledge, General Awareness/Economy, and Computer Aptitude. The minimum qualifying marks for Unreserved and EWS categories are 40%, while for reserved categories it is 35%. For more detailed information, read the official notification properly.
| Test Name | No. of Questions | Maximum Marks | Medium | Duration |
|---|---|---|---|---|
| English Language | 30 | 30 | English | 30 minutes |
| Banking Knowledge | 40 | 40 | English and Hindi | 40 minutes |
| General Awareness/Economy | 30 | 30 | English and Hindi | 30 minutes |
| Computer Aptitude | 20 | 20 | English and Hindi | 20 minutes |
| Total | 120 | 120 | 120 minutes |
How to Apply
As we mentioned earlier, eligible candidates can apply for this recruitment through its official website. We have already provided the direct link to the application portal. Candidates can also use that link to open the application portal. We have provided all the steps on how to apply for this recruitment below. However, candidates are advised to read all the guidance from the official notification and fill the application form correctly. After submitting the application form, surely take the printout of the application form.
- Visit the official website: https://punjabandsindbank.co.in/
- Go to the "Recruitment" section on the Home Page
- Click on the relevant Notification
- Register and fill the online application form
- Upload required documents (photograph, signature, left thumb impression, handwritten declaration)
- Pay the application fee online
- Submit the application and take a printout for future reference
Important Links
All the important links of this recruitment are given below, such as the official website, official notification, and the direct link to the application portal.
Additional Details
- Candidates can apply for vacancy of one state only
- Present employees of Punjab and Sind Bank are not eligible
- Proficiency in local language (reading, writing and understanding) is mandatory
- Selected candidates will be required to execute a service bond for 3 years
- Candidates must maintain a minimum CIBIL score of 650 or above
- All revisions/Corrigendum will be hosted on Bank's website only
FAQs – Punjab & Sind Bank LBO Recruitment 2025
What is the last date to apply?
The last date to apply online is 04/09/2025.
How many vacancies are there?
A total of 750 vacancies have been announced.
What is the age limit for this recruitment?
Minimum age is 20 years and maximum is 30 years as on 01.08.2025, with relaxations for reserved categories.
Can I apply for more than one state?
No, candidates can apply for vacancy of one state only.
